Piggy bank on the beach wearing sunglasses

Take Advantage of Off-Season Savings

Hi there, Savers!

I hope 2020 is treating you well so far.

I’m popping in briefly to raise financial awareness: Since it’s already February, it’s time to be thinking about summer spending.

Start budgeting and earning extra money NOW for future needs.

Consider expenses like day trips, vacations, fairs, summer supplies, wardrobe updates, etc.

I’d like to share with you a couple of ideas for off-season financial planning that have helped me. I hope these tips will help you, too:

– Price out your anticipated expenses. It sounds like a no-brainer; but, it’s easy to forget to financially plan for an off-season. Whether it’s a vacation, a staycation, an updated wardrobe, or simply summer supplies like sun screen, bug spray, and beach towels, price these expenses out now so you can start financial planning.

One of the easiest ways that I save money for future expenses is through weekly,  automatic deposits into my savings account. I have a separate savings account opened specifically to put in a $10 weekly, automatic deposit from my checking account.

In addition to my passive savings deposits, I employ my go-to side-hustles for making extra money to hit my budget goals.

Make sure to track your savings progress toward your summer expenses so you know when you’ve hit your goal.

– Be on the lookout for cheaper prices in the off-season. Think about a street vendor – random, I know, but stick with me here. A street vendor is selling umbrellas. On a sunny day, the vendor charges $3 for the umbrellas. On a rainy day the same vendor charges $8 for the same umbrellas.

The vendor didn’t change and the product didn’t change. Demand/need for the product went up which drove the price up.

I just bought a two-pack of 5.5oz Coppertone Sport SPF 50 sunscreen for $6.49. A product that typically costs $16.99. I’ve already saved $10.00 on just 1 item by shopping off-season!


So, keep in mind that it pays to shop, budget, and plan for the next season, starting now.

Happy planning, Savers!


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